All Lenders Are Not Created Equal

We believe in shopping lenders by reputation. Referrals from friends, real estate agents and other people you trust are the best way to find the lender who will get the job done. An irresponsible loan officer or lender can ruin your purchase.  So, keep yourself safe by shopping referrals, not rates. A good lender will let you know ahead of time all of the rates and fees for their products you are considering. They will also give you a good-faith estimate that details their best forecast of what you qualify for, what interest rate you can get and all the fees involved.

Here's our preferred lenders.  Pick one, start your online application today at no charge with no obligation.  They will be in-touch soon.

DELL SEITER, Guardian Mortgage, Branch Manager


As a recruit for the United States Marine Corps, I learned to make integrity and honesty the two principles that guide my life.  “They are the cheapest and by far the most fantastic gifts I have ever received.” For almost 25 years now, I have been making the most of those gifts by helping customers and our team achieve success. I have a passion for helping people make their dreams of buying a home come true, and I especially love to help people who never thought they could achieve home ownership make it a reality. I thrive on finding solutions and solving problems. When a customer is happy, so am I. My broad product knowledge and love for my team make me a true fit for Guardian Mortgage. My philosophy is:  “Be kind to everyone, especially to those in need.”

TRENT PRIDE, Guardian Mortgage, Sr. Loan Originator


I am a native Texas and first generation Fightin’ Texas Aggie, Class of ‘00!  Born and raised in East Texas, after graduating from junior college, I made my way to College Station and somehow graduated from the Mays Business School with a BBA.  My wife, Niki, and I are proud Bryan residents. We have five wonderful children, four of which are quadruplets! I started my career as a Mortgage Broker in 2004 and  transitioned to Mortgage Banking in 2009.  As an industry Top Producer for many years, I’ve worked hard to build on my success -- much of which comes from being part of one of the hardest working teams in the industry.  I’d appreciate the opportunity to work for you on what will likely be one of your most important lifetime purchases.  Please feel free to contact me for a free pre-approval. I’d be honored to help!

SUMMER HANDY, Guardian Mortgage, Sr. Loan Originator


Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you. 

Top Ten Commandments To Remember When Applying For A Loan

I. Thou shalt not change jobs, become self employed or quit your job.

II. Thou shalt not buy any kind of vehicle.

III. Thou shalt not buy any furniture.

IV. Thou shalt not use credit cards excessively or let your account become past due.

V. Thou shalt not spend money you have set aside for closing.

VI. Thou shalt not change bank accounts.

VII. Thou shalt not make large deposits without first checking with your loan officer.

VIII. Thou shalt not originate any inquires into your credit.

IX. Thou shalt not omit debts or liabilities from your loan application.

X. Thou shalt not co-sign a loan for anyone!

Have questions?

Let's talk numbers.

We use cookies to enhance your browsing experience and deliver our services. By continuing to visit this site, you agree to our use of cookies. More info